I still remember the morning my phone would not stop ringing. At first, I thought it was just another normal day. But when I finally answered, the voice on the other end was cold and official. They were asking about a loan repayment I knew nothing about.
I laughed nervously and told them they had the wrong person. Then they read out my full name, my ID number, even my address. My heart dropped. Within days, I discovered the truth: the man I trusted had taken multiple loans using my name and disappeared.
Months earlier, he had convinced me to share my documents “for a quick business deal.” I never imagined he would betray me like that. By the time I understood what had happened, he was gone. His phone was off, his house empty, as if he had evaporated into thin air, leaving me drowning in debt.
Debt collectors called at all hours. My credit reputation was ruined. I felt embarrassed, angry, and ashamed. Every knock at the door made my heart race. The betrayal hurt more than the money.
I filed reports and tried to solve it legally, but everything moved slowly. Meanwhile, the burden sat heavily on my shoulders, and my financial and emotional stability began to crumble.
